Effective Date: 1/1/07
For over 28
years, SecurTest, Inc. has taken great pride in the relationships that it has
developed with our clients, applicants for employment, employees of our
clients, and the general public. We at SecurTest
are dedicated to protecting your privacy and any personal or business
information we obtain from you with care and respect. The Privacy Principals
described herein are designed to answer your questions regarding our privacy
policies and principles. The terms of
this policy apply to SecurTest’s Web site, except where noted. SecurTest is a provider of information that
helps businesses, non-profit organizations, and federal, state and local
governments make informed hiring and retention decisions screen their
applicants and employees and consumers, reduce fraud, mitigate risk, facilitate
business decisions, and make our world safer, while protecting consumer
privacy. Our Privacy Principles apply to
Personally Identifiable Information, (a) which includes Sensitive Personally
Identifiable Information, (b) collected, maintained, used or disseminated by SecurTest
in delivering information products and services through any SecurTest company
or line of business. Many of our
products are already subject to important privacy protections provided by
federal and state laws, such as the Fair Credit Reporting Act and its state law
counterparts. We give careful attention to our privacy policies which we review
and change, from time to time, as necessary and appropriate. To underscore our
commitment to privacy and our vision that good privacy is good business -- for SecurTest,
for our customers and for consumers -- we have adopted the following Privacy
Principles. [1]
Online Privacy
We strive to
protect the privacy of Personally Identifiable Information obtained over the
Internet and apply our Privacy Principles and evolving standards to the online
environment.
Sensitive Personally Identifiable Information
We strive to
provide additional safeguards for Sensitive Personally Identifiable Information
which presents the highest risk of being misused for identity theft or fraud.
Relevance
We strive to collect, maintain, use and disseminate
Personally Identifiable Information, when doing so benefits the consumer, improves
public safety, reduces fraud, improves risk management, facilitates the
delivery of goods or services, or improves the quality of our services and
products.
Reputable Sources
We strive to
assure that every source we use is reputable and reliable. We believe in public
access to public records and we believe that public record access nourishes
values that are critical to the vitality of our democracy.
Consumer Point of Contact and Access
We strive to provide consumers
with a central point of contact regarding their questions about SecurTest and
its commitment to the responsible use of Personally Identifiable Information.
We also strive, whenever practicable, to provide consumers, upon request, with
meaningful opportunities to review Personally Identifiable Information we
maintain about them, without cost to the consumer, annually, through
ChoiceTrust.com.
Data Quality, Correction and Dispute Resolution
We strive to
disseminate Personally Identifiable Information that is accurate, timely and
complete. We also strive, as appropriate and practicable, to provide
opportunities for consumers to dispute and correct information we report.
Education/Notice/Opt-Out
We strive to
inform consumers, either directly or through notices in our brochures, on our
web sites, or through other public information and education opportunities, of
the types of Personally Identifiable Information we obtain about consumers, how
and when that information is used, when it might be disclosed and the
safeguards we have in place to protect Personally Identifiable Information. In
addition, we allow consumers to opt-out of the dissemination of Personally
Identifiable Information from SecurTest owned marketing services databases.
Finally, we allow individuals to opt-out of certain SecurTest products and
services as required by law and SecurTest policies.
Accountability
At SecurTest, we support federal regulation of the data
industry, with responsible and effective legislation governing the practices of
all data providers. We support industry oversight and active engagement with
the privacy community. We believe that strong privacy and information security
protections are vital for an effective and trusted data industry.
Data Security
We
strive to protect Personally Identifiable Information which we maintain or
disseminate so it is not obtained by unauthorized individuals or used in
unauthorized ways. We strive to know that our customers are legitimate and
verify that they have an appropriate and lawful purpose for obtaining information.
We continue implementing and updating security safeguards, as appropriate.
Identity
Theft
We strive to help consumers avoid identity
theft and, when identity theft occurs, to mitigate any adverse consequences. It
is important that consumers who may have had their Sensitive Personally
Identifiable Information acquired by an unauthorized individual be notified as
follows. Where a state law requires notice, we comply with the law. In those
states where identity theft notice laws do not exist, SecurTest follows the
Company’s Information Security Breach Response and Notification Policy which
provides that SecurTest will notify affected consumers when Sensitive
Personally Identifiable Information owned or licensed by SecurTest is acquired
by an unauthorized individual and whenever SecurTest has a reasonable basis to
believe the breach has resulted in, or there is a significant risk that it will
result in, harm to the consumer to whom the information relates.
How to Ask Questions, Send Us Comments or Opt-In or
Out
If you have questions or wish to send us
comments about this Privacy Policy, please send an e-mail with your questions
or comments to Email
us or write us:
SecurTest, Inc.
Suite 250
Please be assured that any personal information
that you provide in communications to the above e-mail and postal mail
addresses will not be used to send you promotional materials, unless you so
request.
YOUR
Beginning on January 1, 2005, California Civil Code Section 1798.83 permits
customers of SecurTest, Inc. who are
Suite 250
How SecurHomeland Helps Protect You, Your Applicants
and Employees
We are
the inventors of the proprietary SecurHomeland System that helps applicants,
employees, and consumers better protect themselves from inaccurate, outdated,
and identity theft or fraud while providing employers or prospective employers
a better picture of their background and qualifications. When a background
investigation report covered under the FCRA contains adverse information that
might impact your decision, our proprietary patent pending SecurHomeland
Questionnaire becomes part of the report.
You give the applicant a copy of the report and the SecurHomeland
questionnaire in real-time to ensure you have complied with the FCRA.
The subject immediately authenticates his or her information for
accuracy and provides additional insight that will help you make informed
decisions. You expand your pool of
qualified applicants as you get real-time usable information authenticated from
the applicant. This helps mitigate risks
and claims from consumers, applicants and employees who otherwise must wait to
receive a notice by mail of adverse information or decisions.
Revision date: April 1, 2007
1 Individually identifiable information
from or about an individual consumer including, but not limited to: (a) a first
and last name or first initial and last name; (b) a home or other physical
address, which includes at least street name and name of city or town; (c) an
email address; (d) a telephone number; (e) a Social Security number; (f) credit
and/or debit card information, including credit and/or debit card number with
expiration date; (g) date of birth; (h)a driver’s license number; or (i) any
other information from or about an individual consumer that is combined with
(a) through (h) above.
2 Information owned or
licensed by SecurTest that consists of an individual’s first name or first
initial and last name, in combination with any one or more of the following
data elements, when either the name or data elements are not encrypted: (1)
driver’s license or state identification number; (2) social security number; or
(3) account numbers (such as bank, credit or debit card numbers) when combined
with any required security code, access code, or password that would permit
access to an individual’s financial account.